VA Certificate of Eligibility   Before you get a VA loan, you will need a VA Certificate of Eligibility. If you are a military veteran, we will be happy to help you get one. Fill out our request form and we will send a blank VA Form 26-1880 (Request for a Certificate of Eligibility) to you by mail or email. Please do not send our request form to the VA. It will be disregarded. [ - Certificate of Eligibility Request - ]

• 90 days or more, any part of which occurred during wartime, OR
• 181 continuous days or more (peacetime)

• enlisted (and service began) after September 7, 1980, OR
• were an officer and service began after October 16, 1981

• 24 continuous months or more, OR
• the full period for which ordered to active duty, but not less than 90 days (any part during wartime) or 181 continuous days (peacetime)

• were discharged for a service-connected disability, or
• were discharged for the convenience of the government after completing at least 20 months of a 2-year enlistment, or
• completed not less than 90 days (any part during wartime) or 181 continuous days (peacetime), and

• were discharged because of a hardship, or
• were determined to have a service-connected compensable disability, or
• were discharged or released from active duty for a medical condition which pre-existed service and has not been determined to be service-connected, or
• received an involuntary discharge or release from active duty for the convenience of the Government as a result of a reduction in force, or
• were discharged or released from active duty for a physical or mental condition not characterized as a disability and not the result of misconduct but which did interfere with your performance of duty

• are an unremarried spouse of a veteran who died while in service or from a service connected disability, or
• are a spouse of a serviceperson missing in action or a prisoner of war.

If you are now on active duty, you are eligible after having served on continuous active status for at least 90 days. When an ending date is established for Persian Gulf War service, a minimum of 181 days of continuous active duty will be required for persons who did not have wartime service.


"Selected Reserve" means the Selected Reserve of the Ready Reserve of any of the Reserve components which consists of units and individuals who participate actively in paid training periods and serve on paid active duty for training each year.